Loans
New Home Purchase
Buying a home is a very exciting time. Whether you are buying your first home or are a veteran to the process, it can be a little confusing and may seem like a lot of work. At Mortgage and Investment Consultants, we will keep the process simple for you. We will walk you through every step of the way and ensure things run smoothly. This is a simple outline of the process so you know what to expect.
Refinance
Refinancing your current home can help you in several ways. It can save you money long term on interest, lower your monthly payments, or you can use the equity in your home to cash out for debt consolidation, home improvement, or money for a big purchase. This should help you decide whether refinancing is the best option for you.
Investment Property
Buying real estate is an excellent way to invest your hard earned dollars. We have many programs to finance investors including programs that require little or no money down.
Construction Lending
If you are building your dream home we have some excellent lending options to help get the job done. Our loan officers can help you finance the construction and a final mortgage, keeping the process simple.
Commercial Loans
Commercial properties are classified as residential complexes with anything over 4 units or business or commercial use properties. Unlike residential lending, commercial investment properties are viewed more conservatively. Every loan application is unique and evaluated on its own merits, but there are a few common criteria lenders look for in commercial loan packages.
